Author Archives: spiralmode

Using the equity in your home is a great way to get quick access to cash, but it’s also important to decide whether a cash-out refinance makes sense for you overall. The most important question to ask is, “What are my goals?” If you’re looking to use cash to fund an exotic vacation, cash-out refinancing […]

It’s more than just getting a lower mortgage rate. You want to consider how long you plan to stay in your home and calculate your refi break-even point. With mortgage rates near rock bottom, it’s a good time to refinance a mortgage, right? Sure, in many cases, no doubt. As a matter of fact, 17% […]

Everyone seems to be refinancing while interest rates continue to be at historic lows, but does it make sense for your situation? Below we have outlined some benefits and factors to consider when refinancing your home.   Lower Interest Rate One of the most common reasons to refinance is to get a lower rate. Depending […]